Shopping for a Mortgage Always shop around for a home loan or mortgage. It will help you find the best financing deal. A mortgage-whether it’s a home purchase, a refinancing or a home equity loan-is a product, just like a car, so the rate and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage.
For Yonkers properties, mortgage tax can be computed by calculating 1.8% of the mortgage amount less $30.00 for one or two family dwellings when indicated in the mortgage. For mortgages of $10,000 or less on one or two family dwellings, the tax rate is 1% except in Yonkers where the tax rate is 1.5%.
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Flush times for New York State’s suburban mortgage lenders. For mortgage lenders, Westchester and its next-door neighbor fairfield county in Connecticut are increasingly attractive markets that offer plenty of upside with less risk and complexity than are found in Manhattan. "It’s not a sexy market like Manhattan.
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0.25% of the Mortgage Tax Rates Listed Above is to be paid by the Lender, unless: The Lender is a natural person The Premises is greater than a 6 family dwelling The Lender is a Federal Bank – If the premises is greater than a 6 family dwelling, then the Borrower pays the Lender’s 0.25 % of the Mortgage Tax Rate; – However, if the premises.